- Vehicles must be covered by auto insurance before they can be registered in Colorado, even for temporary permits.
- Insurance must be valid on the day you register. This means you can purchase insurance for a vehicle before it is even titled in your name.
- You may use out-of-state insurance to register a vehicle in Colorado, but it is recommended you obtain Colorado insurance before renewing your registration. If using out-of-state insurance, you must provide proof that it meets Colorado’s minimum standards ($25,000 for bodily injury or death to any one person in an accident; $50,000 for bodily injury or death to all persons in any one accident; $15,000 for property damage in any one accident). This proof can be found on a declarations page provided by the insurance company.
- If you do not obtain Colorado insurance, you will not be able to access online services at mydmv.colorado.gov, at a kiosk or over the phone.
- If state records indicate a vehicle is not insured in Colorado, you must provide proof of insurance at the time of registration.
- You must provide proof of insurance if:
- Indicated on your renewal postcard, or
- You registered your vehicle using out-of-state insurance. To renew your registration you must provide proof of Colorado insurance.
Proof of Insurance
Boulder County Motor Vehicle must verify insurance with one of the following items to register a vehicle:
- Current insurance card for the vehicle
- Insurance policy, declaration or binder
- Letter from the insurance provider on company letterhead
- Proof of self-insurance for the vehicle or owner
Proof of insurance must include the following:
- Vehicle Identification Number (VIN)
- Effective and expiration dates